No one ever wants to be in a position where they have to borrow money. I remember when I was in university and was struggling to make ends meet. The prospective of approaching a bank and working out whether I was able to take out a loan was daunting to say the least. I had used a personal loan calculator and worked out how much I may be able to get.
I went to the bank to ask how much can I borrow (which matched the loan calculator I had used on their site) and went through the process of taking out a loan. The bank manager directed me to the loan repayment calculator so I could stay on top of the repayments and not find myself further in dept. I found it very helpful.
Read MoreAfter taking out my personal loan, I knew I wanted to avoid ending up in the same place in the future. I started working out ways I could scrimp and save on the money I had. The first step was to sit down and create a budget. It wasn't easy. I had to work out what I actually spent my money on and ways I could cut down. My weekly shopping bill was one of my biggest expenses, so I started there.
I managed to pay back my loan in no time and found I had more money than ever in savings. It was the biggest incentive to keep going.
I soon had friends approaching me and asking for financial tips and I was all too happy to help them out.
Forget about the personal loan calculator and discover money saving tips from The Chillies. Click through for access to their PDF booklets today.
Read MoreAfter taking out my personal loan, I knew I wanted to avoid ending up in the same place in the future.
I managed to pay back my loan in no time and found I had more money than ever in savings.
I created three PDF booklets that can be downloaded for a cost, that map out strategies and plans to help keep you debt free.
Read MoreI soon had friends approaching me and asking for financial tips and I was all too happy to help them out.
Forget about the personal loan calculator and discover money saving tips from The Chillies. Click through for access to their PDF booklets today.
I had used a personal loan calculator and worked out how much I may be able to get.
I could stay on top of the repayments and not find myself further in dept. I found it very helpful.
The idea is to keep students (and anyone else interested) from burning through their money.
enter your e-mail